Saturday, July 25, 2009

Columbus Auto Insurance to Spend Less on Used Car Insurance

Just like a brand-new automobile, a second-hand car must also be insured. The difference, however, is that an old car allows the owner to spend less on protection.





Because owner of a second-hand car also needs to protect his property from possible damage or theft, getting a used car insurance that offers more than the third party liability coverage is just as advisable.





But because previously owned cars are less in value, the cost of protecting these should also be less than the cost of insuring brand-new vehicles. If you are insuring a second-hand automobile, the cost of covering untoward events like collision and theft must be lower than if the automobile is brand-new.





The key thing to remember is that premium must be commensurate with the value of the insured vehicle.





Being an intelligent consumer has its benefits. Be smart when buying a used car insurance. Be sure to carefully read the provisions of the policy you are about to purchase so you will not be spending on premiums more than you have to.





There are countless non-life surety companies around and most of them sell used car insurance. You may make a comparison of the prices and services offered by each surety company by visiting their websites and getting online quotations.





If it is your first time to own a car, you must be informed that in most jurisdictions, vehicle owners are required to purchase a third party liability policy before they may have their automobiles registered with the appropriate government agency. This type of policy covers the amount of damage caused to another person, hence the term "third party," by movement of the insured vehicle.





A third party may be someone hit by the insured vehicle, a passenger of said vehicle, or an owner of another property that is damaged by the same.





Covering third party liabilities frees the car owner from huge expenses arising from accidents involving the vehicle.





However, benefits of third party liability policies are limited. They do not protect the insured vehicle from possible damage or theft. Therefore, spending on additional coverage is always wise.





Whether you own a brand-new vehicle or a used one, it is advisable to have additional protection besides the coverage provided by third partly liability policies. Get a used car insurance and free yourself from worrying about cost of potential accidents that your vehicle may encounter. But remember that you are not required to spend as much for protection if your vehicle is second-hand than if it is brand new.


The goal of AutoQuoteNow.com is to help consumers get the low cost car insurance rate from the top-rated car insurance companies. Compare cheap car insurance quotes at AutoQuoteNow.com free and you could save up to $600 on auto insurance or more! Grab yours now!

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Article Source: www.articlesnatch.com

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